Your Visa for Everyday
Choose what's right for you
Must qualify for membership. To verify eligibility click here.
Great Rate with Rewards:
- Regular Rate as low as 10.95% APR1
- No Annual Fee
- Rewards with OUR Score Card
- No hidden fees
Visa Purchase Alerts
Set up email and/or text alerts to notify you when:
- A purchase meets or exceeds a set amount
- A card is used outside of the United States
- Purchases are made online or by phone
- A credit is being processed on the account
Visa Balance Transfer Special
OUR Credit Union offers a low, competitive rate on credit card Balance Transfers. You could pay off your debts quicker by transferring the balance of your higher rate credit cards to OUR low rate Visa Card Card. Take advantage of our 2.99% APR2 Balance Transfer Special for up to 6 months.
On top of the Balance Transfer Special, OUR Credit Union Visa offers a great low rate, as low as 8.95% APR, no annual fee and no balance transfer fees.
Already have OUR Visa?
Apply to transfer the balance of another card to OUR Visa here.
Don't have OUR Visa?
You can apply for your card and transfer your balance.
Click to Pay
You enjoy the conveniences of shopping online. We enjoy making online payments easy.
Set up your account and start spending less time filling out forms when you shop online. Click to Pay works with your existing Platinum Visa Card across all your devices.
Mobile Pay
Enjoy all the benefits of your OUR Credit Union Debit Card and your Platinum Visa Card using Mobile Pay on your device. It's the easy, secure and private way to pay with a simple touch. Click here for more details!
Visa Card Limit Increase Request
Already have OUR Visa? You can apply to increase your credit limit. Raising your credit limit can lower your credit utilization and improve your purchasing power.
1. Annual Percentage Rate. Rates are 'as low as' and are based on credit history and card selection (Low Rate or Rewards). Purchase and balance transfer rates range from 8.95% to 18.95% APR. Rates are subject to change at any time without prior notice. Refer to Credit Card Agreement and Disclosures for additional information.
2. Loan rates are ‘as low as’ and are based on promotional terms. Balance transfer rate 2.99% APR is up to 6 months. After that, the APR will be 'as low as' 8.95%, based on credit history and card selection. Not valid with existing OUR Credit Union balances. Rates are subject to change at any time without prior notice. Balance transfer promotion is subject to change at any time without prior notice.
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