We remain open and are here to help.  Most transactions can be handled remotely or through our drive-thru from 9am-4pm Monday-Friday and 9am-1pm on Saturday. Our lobby is only available by appointment.  

If you are concerned about your finances, we have several options to help. Our Call Center remains available from 9am-4pm Monday-Friday and 9am-1pm on Saturday to help with remote access, questions regarding your account, applying for a loan or discussing your options for existing loans.  They can be reached by texting or calling 248.549.3838 or by email at info@ourcuonline.org.

For additional details and updates please follow us on Facebook or go to OURcuonline.org/precautions.


Call Us Now: (248) 549-3838

Mission & History

Mission Statement

Helping OUR members meet their financial goals, while striving to exceed expectations with each interaction. 

Vision Statement

We will be the financial partner of choice that personifies "people helping people" for OUR members and our communities. 

walk for warmth 2019
OUR Staff and Family at Walk for Warmth 2019


OUR Credit Union has provided financial services to individuals, families and businesses within our community since 1959. The credit union was originally chartered to serve the savings and loan needs of the St. Dennis Parish community. We operated as St. Dennis Parish Credit Union until June 1984 when a charter change allowed us  to open our field of membership to the entire Royal Oak community. With that change, we became Royal Oak Community Credit Union. We have operated as OUR Credit Union since 2007 and our service area now includes the entire State of Michigan. We have grown and changed a lot since 1959 and we are proud to maintain the same warm, friendly service we started with. 


Board of Directors

Karen Massucci - Chairperson
Brian Cook - Vice Chairperson
Thomas Cardelli- Secretary
Susan Anderson - Treasurer
James Dresbach - Chairperson Emeritus
Joel DeShane - Director
Joseph Kripli - Director 
Kathy Deyo - Director Emeritus

Annual Report

Safety of Your Funds

Member deposits are federally insured by the National Credit Union Administration.

NCUA Brochure

Mission and Vision Statements adopted by the Board of Directors in 2018

CU Link - the Credit Union Difference