Mission & History
As a member owned financial cooperative, we will uphold the highest standards in our relationships with members, employees, and the community. We will maintain earnings and reserves which promote sound growth and encourage member confidence.
Adopted by the Board of Directors in 2010
OUR Credit Union has provided financial services to individuals, families and businesses within our community since 1959. The credit union was originally chartered to serve the savings and loan needs of the St. Dennis Parish community. We operated as St. Dennis Parish Credit Union until June 1984 when a charter change allowed us to open our field of membership to the entire Royal Oak community. With that change, we became Royal Oak Community Credit Union. We have operated as OUR Credit Union since 2007 and our service extends to those in Oakland and Macomb counties. We have grown and changed a lot since 1959 and we are proud to maintain the same warm, friendly service we started with.
Board of Directors
James Dresbach - Chairperson
Karen Massucci - Vice Chairperson
Kathy Deyo - Secretary
Brian Cook- Treasurer
Joel DeShane - Chairperson Emeritus
Thomas Cardelli - Director
Susan Anderson - Director
Joseph Kripli - Director Emeritus
Safety of Your Funds
Do you have questions about the safety of your funds on deposit at OUR Credit Union?
All funds in "non interest bearing transactional accounts" are insured in full by the National Credit Union Administration. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to members under NCUA general share insurance rules.
The term "non interest bearing transactional account" includes a traditional share draft checking account on which the insured credit upon pays no interest or dividends. It does not include any transactional accounts that may earn interest or dividends, a negotiable order of withdraw (NOW) account, money market deposit account and interest on Lawyer Trust Accounts even if share drafts may be drawn on the account.