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Helping OUR members meet their financial goals, while striving to exceed expectations with each interaction. 


We will be the financial partner of choice that personifies "people helping people" for OUR members and our communities. 

Diversity, Equity and Inclusion

OUR Credit Union is committed to fostering, cultivating and preserving a culture of diversity, equity and inclusion. Our individual backgrounds, experiences and opinions make each of us unique and we support and recognize these individual differences in our staff, membership, community and partnerships. 


OUR Credit Union has provided financial services to individuals, families and businesses within our community since 1959. The credit union was originally chartered to serve the savings and loan needs of the St. Dennis Parish community. We operated as St. Dennis Parish Credit Union until June 1984 when a charter change allowed us  to open our field of membership to the entire Royal Oak community. With that change, we became Royal Oak Community Credit Union. We have operated as OUR Credit Union since 2007 and our service area now includes the entire State of Michigan. We have grown and changed a lot since 1959 and we are proud to maintain the same warm, friendly service we started with. 

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Board of Directors

Thomas Cardelli- Chairperson
Joseph Kripli- Secretary
Joel DeShane - Treasurer
James Dresbach - Director
Brian Cook - Director
CJ Mifsud - Director

Annual Report

Safety of Your Funds

Member deposits are federally insured by the National Credit Union Administration.

NCUA Brochure

Mission and Vision Statements adopted by the Board of Directors in 2018.

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