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Savings Rates

Savings
Effective Date: April 1, 2019
RateAPY*
Primary Savings/Shares - $100 minimum deposit for dividends 0.05% 0.05%
Side Shares - $100 minimum deposit for dividends 0.05% 0.05%
Holiday Spending - $100 minimum deposit for dividends 0.05% 0.05%
Oakey Dokey - $10 minimum deposit for dividends 0.05% 0.05%

Money Market
Effective Date: April 1, 2019
BalanceRateAPY*
Less than $2,500 0.00% 0.00%
$2,500 - $19,999 0.05% 0.05%
$20,000 - $74,999 0.10% 0.10%
$75,000 - $99,999 0.25% 0.25%
$100,000 & up 0.50% 0.50%

Variable Rate IRAs
Effective Date: April 1, 2019
$100 minimum deposit to earn dividends.
RateAPY*
Traditional IRA 0.10% 0.10%
Roth IRA 0.10% 0.10%
Coverdell ESA Education Share Account 0.10% 0.10%
Health Savings Account 0.10% 0.10%

Term Share IRAs
Effective Date: April 1, 2019
$500 minimum deposit to earn dividends.
TermRateAPY*
Coverdell Educational ESA - 24 Month Term Share 2.00% 2.02%
1 Year Fixed Rate Term 1.75% 1.76%
2 Year Fixed Rate Term 2.00% 2.02%
3 Year Fixed Rate Term 2.25% 2.28%
4 Year Fixed Rate Term 2.50% 2.53%
5 Year Fixed Rate Term 2.75% 2.79%
Roth IRA - 12 Month Term 1.75% 1.76%
Roth IRA - 24 Month Term 2.00% 2.02%
Roth IRA - 36 Month Term 2.25% 2.28%
Roth IRA - 60 Month Term Share 2.75% 2.79%

Share Certificates
Effective Date: April 1, 2019
$500 minimum deposit to earn dividends.
TermRateAPY*
6 Month Term Share Account 1.50% 1.51%
12 Month Term Share Account 1.75% 1.76%
18 Month Term Share Account 1.90% 1.92%
24 Month Term Share Account 2.00% 2.02%
36 Month Term Share Account 2.25% 2.28%
48 Month Term Share Account 2.50% 2.53%
60 Month Term Share Account 2.75% 2.79%

*A.P.Y. = Annual Percentage Yield. All rates and APYs are accurate as of today and are subject to change at any time without prior notice. Early withdrawal penalty may apply.