Call Us Now: (248) 549-3838

OUR Visa Platinum Credit Cards

Take advantage of a Visa Platinum Credit Card Program that you can trust.

Choose what's right for you!

Amazing Low Rate:

  • Regular Rate as low as 8.95% APR1
  • No Annual Fee
  • No hidden fees   

Great Rate with Rewards:

  • Regular Rate as low as 10.95% APR1
  • No Annual Fee
  • Rewards with OUR Score Card
  • No hidden fees

For every dollar you spend with your Rewards Card, you’ll receive one point. Rack up your points to redeem special gifts and travel discounts! With the Rewards Card, you can earn while you spend!

Check Out the Visa Core Benefits that come with whichever card you choose!

1. Annual Percentage Rate. Rates are 'as low as' and are based on credit history and card selection (Low Rate or Rewards). Purchase and balance transfer rates range from 8.95% to 18.95% APR.  Rates are subject to change at any time without prior notice. Refer to Credit Card Agreement and Disclosures for additional information. 

Apply Now

Visa Checkout 

The simpler way to check out

Set up your account and start spending less time filling out forms when you shop online. Visa Checkout works with your existing Platinum Visa Card across all your devices: smartphone, tablet, laptop or desktop computer.

Make paying online even easier:

Mobile Pay

Enjoy all the benefits of your OUR Credit Union Debit Card and your Platinum Visa Card using Mobile Pay on your device. It's the easy, secure and private way to pay with a simple touch. Click here for more details!


Visa Card Limit Increase Form - Secure Form


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    • Submitting this request authorizes OUR Credit Union to request a credit bureau report and any other supporting information necessary to process this request.
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    Related Numbers

    VISA Support during regular business hours:

    248-549-3838 or

    VISA Lost or Stolen during regular business hours
    (9 am - 5 pm):


    VISA Lost or Stolen after hours:


    Inquiries and Disputes Address:

    Card Services
    P.O. Box 31535
    Tampa, FL 33631-3535

    Payment Remittance Address:

    Card Services
    P.O. Box 4519
    Carol Stream, IL 60197-4519