Call Us Now: (248) 549-3838

OUR Visa Platinum Credit Cards

Take advantage of a Visa Platinum Credit Card Program that you can trust.

Choose what's right for you!

Amazing Low Rate:

  • Regular Rate as low as 8.95% APR1
  • No Annual Fee
  • No hidden fees   

Great Rate with Rewards:

  • Regular Rate as low as 10.95% APR1
  • No Annual Fee
  • Rewards with OUR Score Card
  • No hidden fees

For every dollar you spend with your Rewards Card, you’ll receive one point. Rack up your points to redeem special gifts and travel discounts! With the Rewards Card, you can earn while you spend!

Check Out the Visa Core Benefits that come with whichever card you choose!

1. Annual Percentage Rate. Rates are 'as low as' and are based on credit history and card selection (Low Rate or Rewards). Purchase and balance transfer rates range from 8.95% to 18.95% APR.  Rates are subject to change at any time without prior notice. Refer to Credit Card Agreement and Disclosures for additional information. 

Apply Now

Balance Transfer Special

Make a Move That Makes Life Easier!


Transfer your balance now at 2.99% APR2 and pay NO transfer fee!

This Balance Transfer Special is a great option whether you already have OUR Visa Platinum Card or not! You can apply to transfer your balance from your high rate credit cards to OUR Visa today. 

Already an OUR Visa Platinum Card Holder? Apply here for the Balance Transfer.

And, if you don't already have our Visa Platinum Card, please apply here. 

2. Loan rates are ‘as low as’ and are based on promotional terms. Balance transfer rate 2.99% APR is up to 6 months. After that, the APR will be 'as low as' 8.95%, based on credit history and card selection. Not valid with existing OUR Credit Union balances. Rates are subject to change at any time without prior notice. Balance transfer promotion is subject to change at any time without prior notice.

Visa Checkout 

The simpler way to check out

Set up your account and start spending less time filling out forms when you shop online. Visa Checkout works with your existing Platinum Visa Card across all your devices: smartphone, tablet, laptop or desktop computer.

Make paying online even easier:

Mobile Pay

Enjoy all the benefits of your OUR Credit Union Debit Card and your Platinum Visa Card using Mobile Pay on your device. It's the easy, secure and private way to pay with a simple touch. Click here for more details!


Visa Card Limit Increase Form - Secure Form


* All Fields Required

    • Submitting this request authorizes OUR Credit Union to request a credit bureau report and any other supporting information necessary to process this request.
    • *

    Related Numbers

    VISA Support during regular business hours:

    248-549-3838 or

    VISA Lost or Stolen during regular business hours
    (9 am - 5 pm):


    VISA Lost or Stolen after hours:


    Inquiries and Disputes Address:

    Card Services
    P.O. Box 31535
    Tampa, FL 33631-3535

    Payment Remittance Address:

    Card Services
    P.O. Box 4519
    Carol Stream, IL 60197-4519