Auto Center

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auto loans that keep the motor city moving

Financing your vehicle should be simple, affordable, and built around your needs.

Buy new, used, or refinance the vehicle you already have. Our competitive Auto Loan rates help you avoid the roadblocks and keep your wheels moving.

Finance with OUR Credit Union and receive personalized service to find a rate and term to fit your unique lifestyle and needs.

rates as low as 4.99% APR¹

Up to 75 Months
90 Days, No Payments for a Limited Time!²

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Buy New or Used

Start with a Pre-Approval

Know your budget.
Negotiate with confidence.
Avoid dealer markups.

Refinance

Lower Your Rate or Payment

Reduce your monthly payment.
Take advantage of lower rates.
Change your term length.

Lease Buyout

Own Your Current Auto

Avoid lease-end fees.
Keep the car you're in.
Drive with freedom.

Your One-Stop Shop

Shop preferred dealers, calculate loan payments, save your favorite cars and more.

You'll get a great rate and flexible terms for both new and used vehicles. Unlike "special" financing from many auto manufacturers, you aren't limited to certain models and there are no hidden charges or fees.

Refinance Calculator

*The website you have selected in the "Find Your Car" search feature is an external one located on another server. OUR Credit Union has no responsibility for any external website. It neither endorses the information, content, presentation or accuracy nor makes any warranty, express or implied regarding any external site.

Get Pre-Approved Before You Shop

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Resources

Financial Protection Options

Give yourself peace of mind! Coverage options are affordable and can be financed along with your new or refinanced auto loan.

Learn More

"They went above and beyond for me, they stayed late to complete my auto loan on Saturday. OUR Credit Union made my life so easy and they were so knowledgeable throughout the whole process."

- Nick G.

"I purchased a new car, but the interest rate was really high through the dealership. I started looking for a loan that had the lowest interest rate and found that OUR Credit Union had the lowest. I couldn’t have been more pleased with the service I received or the loan officer that handled the transaction for me."

-Mary G.

"I opened an account on a Saturday of a holiday weekend. The people assisting me were extraordinary, pleasant and helpful. The friendliness and helpfulness of the staff made me decide to move all my banking concerns to OUR Credit Union."

- Stephen K.

1. Annual Percentage Rate. Rates are 'as low as' and are based on credit history. Advertised rate is good for 2019 and newer models. Terms up to 75 months. Refinancing is not available on existing OUR Credit Union loans. Rates are subject to change at any time without prior notice. See all Rates.

2. New money only. 90 Days, No Payments for qualified borrowers. Interest will continue to accrue.

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