We remain open and are here to help.  Most transactions can be handled remotely or through our drive-thru from 9am-4pm Monday-Friday and 9am-1pm on Saturday. Our lobby is only available by appointment.  

If you are concerned about your finances, we have several options to help. Our Call Center remains available from 9am-4pm Monday-Friday and 9am-1pm on Saturday to help with remote access, questions regarding your account, applying for a loan or discussing your options for existing loans.  They can be reached by texting or calling 248.549.3838 or by email at info@ourcuonline.org.

For additional details and updates please follow us on Facebook or go to OURcuonline.org/precautions.

 

Call Us Now: (248) 549-3838
personal-loans

Personal Loans

dad and son

Emergency Relief Loan

If you find yourself financially affected by COVID-19, we have options to help those in need. 

7.75% APR1: Borrow up to 1 month's income, not to exceed $5,000

No Payments for 90 Days* and Terms up to 36 Months

apply now

Our regular Personal Signature Loan offers a great, low rate of 7.75% APR1 and can be used for any good purpose, like:

  • Debt Consolidation
  • Home Improvements
  • Family Vacation
  • Weddings

Personal Credit Line

OUR Personal Credit Line offers peace of mind because it can serve many purposes, like:

  • Overdraft Protection
  • An Emergency
  • Help Establish Credit 

OUR Personal Credit Line also offers great low rates, as low as 7.75% APR2

If you'd like more information on the Personal Credit Line contact our Loan Professionals today!

Apply Now

Quick Cash Loan

quick-cash-loan

A no credit check loan for when you need a little extra money. Learn more about our Quick Cash loan option. 

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Student Loans

Providing you with loan options through our partnership with Sallie Mae.

students learning

Learn More

• OUR Debt Protection is voluntary and not required in order to obtain credit. We will not consider whether or not You elect protection in making a credit decision. 
• We will give You additional information before You are required to pay for Our Payment Protection.  This information will include a copy of the Contract containing the terms of Our Payment Protection.  There are eligibility requirements, conditions and exclusions that could prevent You from receiving benefits under Our Payment Protection. You should carefully read the Contract for a full explanation of the terms of Our Payment Protection.  You may terminate protection on Your account(s) at any time by providing Us with written notice at least five (5) business days prior to the requested termination date.  If You do so within thirty (30) days of purchasing protection, We will credit You for any Program fees charged for the protected account(s).

* Interest will accrue.
1.Annual Percentage Rate. Loan rates are 'as low as' and are based on credit history and term of loan. Not valid on existing OUR Credit Union loans. Rates are subject to change at any time without prior notice.

2. Annual Percentage Rate. Rates are based on credit history and are subject to change at any time without prior notice. Variable rate. All advances are subject to Variable Rate which is based on the highest Prime Rate as published in the Monthly Rates section of The Wall Street Journal, in effect on the fifteenth day of each month, rounded to the nearest .25 of one percentage point ("index") plus our Margin. The Index plus Margin equals the Interest Rate. Changes in the Index will cause changes in the Interest Rate on the last business day of each month. Increases or decreases in the Interest Rate will cause like increases or decreases in the Finance Charge and will affect the number of your regularly scheduled payments.