Loan Rates
2.74%APR for up to 60 months!*
Applying is easy! You can apply online or print your application and drop it off with one of our Loan Professionals.
| Auto Loans | |||
| Effective Date: November 1, 2019 | |||
| Term | Rate | APR* | |
| Auto and Light Trucks 2012 & Newer | Up to 60 Months | 2.74% | 2.74% |
| Auto and Light Trucks 2011 & Older | Up to 60 Months | 3.99% | 3.99% |
| Additional Terms Available. | |||
| Other Secured Loans and Recreational Loans** | ||||
| Effective Date: November 1, 2019 | ||||
| Term | Rate | APR* | ||
| Model Years 2012 & Newer | Up To 60 Months | 4.49% | 4.49% | |
| Model Years 2012 & Newer | 61-96 Months | 4.99% | 4.99% | |
| Model Years 2012 & Newer | 97-120 Months | 5.49% | 5.49% | |
| Model Years 2012 & Newer | 121-180 Months | 6.49% | 6.49% | |
| Model Years 2011 & Older | Up To 60 Months | 5.49% | 5.49% | |
| Miscellaneous | ||
| Effective Date: November 1, 2019 | ||
| Rate | APR* | |
| Personal Credit Line (Overdraft Loan) Variable Rate | 8.00% | 8.00% |
| Signature Loan - 60 Month Loan | 7.75% | 7.75% |
| Mortgages |
| Looking for a great rate on a mortgage? Check out our Mortgage Center! |
1.Annual Percentage Rate. Loan rates are 'as low as' and are based on credit history and term of loan. Valid on 2012 and newer models. Not valid on existing OUR Credit Union loans. Rates are subject to change at any time without prior notice.
*Annual Percentage Rate. Loan rates are 'as low as' and are based on credit history and term of loan. Not valid on existing OUR Credit Union loans. Rates are subject to change at any time without prior notice.
**Some restrictions may apply. Terms 85-180 Months: Minimum Loan Amounts Required.
Term share-secured rate = certificate rate plus 2.00%
All rates and APRs are accurate as of today and are subject to change at any time without prior notice.