REMINDER: All branches will be closed January 18th in observance of Martin Luther King Jr. Day.

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New, Used or Refinanced

Loan Rates

 

Auto Loans**
Effective Date: January 1, 2021
TermRateAPR*
Auto and Light Trucks 2014 & Newer Up to 65 Months 1.89% 1.89%
Auto and Light Trucks 2014 & Newer 66-75 Months 2.60% 2.60%
Auto and Light Trucks 2014 & Newer 76-84 Months 3.10% 3.10%
Auto and Light Trucks 2013 & Older Up to 65 Months 3.99% 3.99%

Other Secured Loans and Recreational Loans**
Effective Date: January 1, 2021
TermRateAPR*
Model Years 2014 & Newer Up To 60 Months 3.49% 3.49%  
Model Years 2014 & Newer 61-96 Months 3.99% 3.99%  
Model Years 2014 & Newer 97-120 Months 4.49% 4.49%  
Model Years 2014 & Newer 121-180 Months 5.49% 5.49%  
Model Years 2013 & Older Up To 60 Months 4.49% 4.49%  
Model Years 2013 & Older 61-69 Months 4.99% 4.99%  
Model Years 2013 & Older 97-120 Months 5.49% 5.49%  
Model Years 2013 & Older 121-180 Months 6.49% 6.49%  

Miscellaneous
Effective Date: January 1, 2021
RateAPR*
Personal Credit Line (Overdraft Loan) Variable Rate 6.25% 6.25%
Signature Loan - 60 Month Loan 7.75% 7.75%

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Mortgages
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*Annual Percentage Rate. Loan rates are 'as low as' and are based on credit history and term of loan. Not valid on existing OUR Credit Union loans. Rates are subject to change at any time without prior notice.
**Some restrictions may apply. Terms 61-180 Months: Minimum Loan Amounts Required. 
Term share-secured rate = certificate rate plus 2.00%
All rates and APRs are accurate as of today and are subject to change at any time without prior notice.