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New, Used or Refinanced

Loan Rates

 

Auto Loans**
Effective Date: December 1, 2021
TermRateAPR*
Auto and Light Trucks 2014 & Newer Up to 65 Months 1.89% 1.89%
Auto and Light Trucks 2014 & Newer 66-75 Months 2.60% 2.60%
Auto and Light Trucks 2014 & Newer 76-84 Months 3.10% 3.10%
Auto and Light Trucks 2013 & Older Up to 65 Months 3.99% 3.99%

Other Secured Loans and Recreational Loans**
Effective Date: December 1, 2021
TermRateAPR*
Model Years 2014 & Newer Up To 65 Months 2.99% 2.99%  
Model Years 2014 & Newer 66-75 Months 3.49% 3.49%  
Model Years 2014 & Newer 76-84 Months 3.99% 3.99%  
Model Years 2014 & Newer 85-180 Months 4.99% 4.99%  
Model Years 2013 & Older Up To 65 Months 3.99% 3.99%  
Model Years 2013 & Older 66-75 Months 4.49% 4.49%  
Model Years 2013 & Older 76-84 Months 4.99% 4.99%  
Model Years 2013 & Older 85-120 Months 5.99% 5.99%  

Miscellaneous
Effective Date: December 1, 2021
RateAPR*
Personal Credit Line (Overdraft Loan) Variable Rate 6.25% 6.25%
Signature Loan - 60 Month Loan 7.75% 7.75%

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Mortgages
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*Annual Percentage Rate. Loan rates are 'as low as' and are based on credit history and term of loan. Not valid on existing OUR Credit Union loans. Rates are subject to change at any time without prior notice.
**Some restrictions may apply. Terms 61-180 Months: Minimum Loan Amounts Required. 
Term share-secured rate = certificate rate plus 2.00%
All rates and APRs are accurate as of today and are subject to change at any time without prior notice.