Loan Rates
| Auto Loans** | |||
| Effective Date: January 1, 2021 | |||
| Term | Rate | APR* | |
| Auto and Light Trucks 2014 & Newer | Up to 65 Months | 1.89% | 1.89% |
| Auto and Light Trucks 2014 & Newer | 66-75 Months | 2.60% | 2.60% |
| Auto and Light Trucks 2014 & Newer | 76-84 Months | 3.10% | 3.10% |
| Auto and Light Trucks 2013 & Older | Up to 65 Months | 3.99% | 3.99% |
| Other Secured Loans and Recreational Loans** | ||||
| Effective Date: January 1, 2021 | ||||
| Term | Rate | APR* | ||
| Model Years 2014 & Newer | Up To 60 Months | 3.49% | 3.49% | |
| Model Years 2014 & Newer | 61-96 Months | 3.99% | 3.99% | |
| Model Years 2014 & Newer | 97-120 Months | 4.49% | 4.49% | |
| Model Years 2014 & Newer | 121-180 Months | 5.49% | 5.49% | |
| Model Years 2013 & Older | Up To 60 Months | 4.49% | 4.49% | |
| Model Years 2013 & Older | 61-69 Months | 4.99% | 4.99% | |
| Model Years 2013 & Older | 97-120 Months | 5.49% | 5.49% | |
| Model Years 2013 & Older | 121-180 Months | 6.49% | 6.49% | |
| Miscellaneous | ||
| Effective Date: January 1, 2021 | ||
| Rate | APR* | |
| Personal Credit Line (Overdraft Loan) Variable Rate | 6.25% | 6.25% |
| Signature Loan - 60 Month Loan | 7.75% | 7.75% |
| Mortgages |
| Looking for a great rate on a mortgage? Check out our Mortgage Center! |
*Annual Percentage Rate. Loan rates are 'as low as' and are based on credit history and term of loan. Not valid on existing OUR Credit Union loans. Rates are subject to change at any time without prior notice.
**Some restrictions may apply. Terms 61-180 Months: Minimum Loan Amounts Required.
Term share-secured rate = certificate rate plus 2.00%
All rates and APRs are accurate as of today and are subject to change at any time without prior notice.