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New, Used or Refinanced

Loan Rates

Applying is easy! You can apply online or print your application and drop it off with one of our Loan Professionals. 

Refinancing is simple! And we guarantee your new rate will be at least 1% less than your current rate.*

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Paying a high interest auto loan?  

Consider refinancing today! Contact our Loan Professionals for your pre-approval today!

Auto Loans
Effective Date: March 1, 2019
TermRateAPR*
Auto and Light Trucks 2012 & Newer Up to 60 Months 3.24% 3.24%
Auto and Light Trucks 2011 & Older Up to 60 Months 3.99% 3.99%
Additional Terms Available.      

Other Secured Loans and Recreational Loans**
Effective Date: March 1, 2019
TermRateAPR*
Model Years 2012 & Newer Up To 60 Months 4.49% 4.49%  
Model Years 2012 & Newer 61-96 Months 4.99% 4.99%  
Model Years 2012 & Newer 97-120 Months 5.49% 5.49%  
Model Years 2012 & Newer 121-180 Months 6.49% 6.49%  
Model Years 2011 & Older Up To 60 Months 5.49% 5.49%  

Miscellaneous
Effective Date: March 1, 2019
RateAPR*
Personal Credit Line (Overdraft Loan) Variable Rate 8.50% 8.50%
Signature Loan - 60 Month Loan 7.75% 7.75%

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Mortgages
Looking for a great rate on a mortgage? Check out our Mortgage Center!

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* Upon approval of refinancing your loan from another institution, we guarantee your new rate will be at least 1% less than your current rate, minimum rate of 2.74% annual percentage rate. 

*Annual Percentage Rate. Loan rates are 'as low as' and are based on credit history and term of loan. Not valid on existing OUR Credit Union loans. Rates are subject to change at any time without prior notice.

**Some restrictions may apply. Terms 85-180 Months: Minimum Loan Amounts Required. 

Term share-secured rate = certificate rate plus 2.00%

All rates and APRs are accurate as of today and are subject to change at any time without prior notice.