Our drive-thrus are open regular hours Monday-Friday and adjusted hours of 8am-1pm on Saturday. Our lobbies are available by appointment only. Additionally, our Contact Center is available from 8:00am-6pm Monday-Friday and 9:00am-1pm on Saturday.  They can be reached by texting or calling 248.549.3838 or by email at info@ourcuonline.org.

For additional details and updates please follow us on Facebook or go to OURcuonline.org/precautions.

Call Us Now: (248) 549-3838
New, Used or Refinanced

Loan Rates

2.74%APR for up to 60 months!*

Apply now button

Auto Loans**
Effective Date: May 1, 2020
TermRateAPR*
Auto and Light Trucks 2013 & Newer Up to 60 Months 2.74% 2.74%
Auto and Light Trucks 2013 & Newer 61-72 Months 3.24% 3.24%
Auto and Light Trucks 2013 & Newer 73-84 Months 3.74% 3.74%
Auto and Light Trucks 2012 & Older Up to 60 Months 3.99% 3.99%
Auto and Light Trucks 2012 & Older 61-72 Months 4.74% 4.74%
Auto and Light Trucks 2012 & Older 73-84 Months 5.24% 5.24%

Other Secured Loans and Recreational Loans**
Effective Date: May 1, 2020
TermRateAPR*
Model Years 2013 & Newer Up To 60 Months 4.49% 4.49%  
Model Years 2013 & Newer 61-96 Months 4.99% 4.99%  
Model Years 2013 & Newer 97-120 Months 5.49% 5.49%  
Model Years 2013 & Newer 121-180 Months 6.49% 6.49%  
Model Years 2012 & Older Up To 60 Months 5.49% 5.49%  
Model Years 2012 & Older 61-69 Months 5.99% 5.99%  
Model Years 2012 & Older 97-120 Months 6.49% 6.49%  
Model Years 2012 & Older 121-180 Months 7.49% 7.49%  

Miscellaneous
Effective Date: May 1, 2020
RateAPR*
Personal Credit Line (Overdraft Loan) Variable Rate 6.25% 6.25%
Signature Loan - 60 Month Loan 7.75% 7.75%

Apply now button

Mortgages
Looking for a great rate on a mortgage? Check out our Mortgage Center!

mortgage center banner

 

1.Annual Percentage Rate. Loan rates are 'as low as' and are based on credit history and term of loan. Valid on 2012 and newer models. Not valid on existing OUR Credit Union loans. Rates are subject to change at any time without prior notice.

*Annual Percentage Rate. Loan rates are 'as low as' and are based on credit history and term of loan. Not valid on existing OUR Credit Union loans. Rates are subject to change at any time without prior notice.

**Some restrictions may apply. Terms 61-180 Months: Minimum Loan Amounts Required. 

Term share-secured rate = certificate rate plus 2.00%

All rates and APRs are accurate as of today and are subject to change at any time without prior notice.