Loan Rates

2.74%APR for up to 60 months!*

Auto Loans**
Effective Date: January 1, 2020
	Term	Rate	APR*
Auto and Light Trucks 2013 & Newer	Up to 60 Months	2.74%	2.74%
Auto and Light Trucks 2013 & Newer	61-72 Months	3.24%	3.24%
Auto and Light Trucks 2013 & Newer	73-84 Months	3.74%	3.74%
Auto and Light Trucks 2012 & Older	Up to 60 Months	3.99%	3.99%
Auto and Light Trucks 2012 & Older	61-72 Months	4.74%	4.74%
Auto and Light Trucks 2012 & Older	73-84 Months	5.24%	5.24%

Other Secured Loans and Recreational Loans**
Effective Date: January 1, 2020
	Term	Rate	APR*
Model Years 2013 & Newer	Up To 60 Months	4.49%	4.49%
Model Years 2013 & Newer	61-96 Months	4.99%	4.99%
Model Years 2013 & Newer	97-120 Months	5.49%	5.49%
Model Years 2013 & Newer	121-180 Months	6.49%	6.49%
Model Years 2012 & Older	Up To 60 Months	5.49%	5.49%
Model Years 2012 & Older	61-69 Months	5.99%	5.99%
Model Years 2012 & Older	97-120 Months	6.49%	6.49%
Model Years 2012 & Older	121-180 Months	7.49%	7.49%

Miscellaneous
Effective Date: January 1, 2020
	Rate	APR*
Personal Credit Line (Overdraft Loan) Variable Rate	8.00%	8.00%
Signature Loan - 60 Month Loan	7.75%	7.75%

Mortgages

Looking for a great rate on a mortgage? Check out our Mortgage Center!

 

1.Annual Percentage Rate. Loan rates are 'as low as' and are based on credit history and term of loan. Valid on 2012 and newer models. Not valid on existing OUR Credit Union loans. Rates are subject to change at any time without prior notice.

*Annual Percentage Rate. Loan rates are 'as low as' and are based on credit history and term of loan. Not valid on existing OUR Credit Union loans. Rates are subject to change at any time without prior notice.

**Some restrictions may apply. Terms 61-180 Months: Minimum Loan Amounts Required. 

Term share-secured rate = certificate rate plus 2.00%

All rates and APRs are accurate as of today and are subject to change at any time without prior notice.