Call Us Now: (248) 549-3838

Fee Schedule & Charges

Fee Schedule
Effective Date: 9/24/2019
AccountFee
Checking Account / Bill Payment Service
Fresh Start Checking Account
Monthly Maintenance Fee with a minimum of a $100.00 direct deposit or more
$10.00/month
Fresh Start Checking Account
Monthly Maintenance Fee without direct deposit of $100.00 or more
$15.00/month
Premium Checking Account
Monthly Maintenance Fee
$3.95/month
Business Checking Account
Monthly Maintenance Fee
$7.50/month
Check Certification - Member $2.00
Check Certification - Non Member $5.00
Check Printing varies
Copy of Cleared Check $5.00
Returned Item Fee (NSF) $30.00 (each presentment)
Overdraft Fee* $30.00 (each presentment)
Temporary Checks $1.50/page
Bill Payment Stop Payment $30.00
Bill Payment Research/Copy Fee $7.50
ATM/Debit Card
NSF Fee $30.00 (each presentment)
Overdraft Fee* $30.00 (each presentment)
Replacement Card Request $5.00
PIN Reissue $2.00
Consumer Loan / Credit Card
Statement Copy $5.00
Replacement Card Request $5.00
Loan Skip a Payment Fee $25.00
Loan Rate Adjustment $25.00
Subordination of Lien $150.00
Lien Placement/Verification $10.00
Legal Fees
Levies, Writs & Garnishment $75.00
Collection Fee $25.00
Safe Deposit Box (SDB)
SDB Replacement Key $40.00
SDB Key Deposit $20.00
SDB Drilling Cost
SDB 3" x 5" x 21" $25.00/year
SDB 3" x 10" x 21" $35.00/year
SDB 5" x 10" x 21" $45.00/year
SDB 10" x 10" x 21" $65.00/year
Wire Transfer Fees
Domestic Outgoing $20.00
Foreign Outgoing $50.00
Miscellaneous Services Fees
Account Histories $1.00/page
Account Research (1 hour minimum) $25.00/hour
Statement Copy $5.00
Stop Payments $30.00
Inactive / Dormant
(after 1 year of no activity)
$5.00/month
Foreign Negotiable Items $10.00 + foreign bank fees
Returned Deposit Item Fee (NSF) $30.00
Improper Address Fee $5.00
Transfer Fee
(overdraft, telephone, other)
$5.00
Loose or Rolled Coin Processing
(over $10.00)
5% of total
Prime Share Account Early Closing
(6 mos or less)
$5.00
Escheat Fee $25.00
Item Redeposit Fee $15.00
Copy / Fax Fee $1.00/page
VISA Gift Card $4.00
Reloadable VISA TravelMoney Card $4.00
Reload fee for VISA TravelMoney Card $2.00
Notary Fee $5.00
Medallion Siganture Guarantee Fee $10.00
Account Verifications $5.00
Copy of Cashier Check $5.00
Money Order $2.00
Check Cashing Fee when no other services exist
(checks totaling over $50.00)
$3.00
Cashier Check - Member $2.00
Cashier Check - Non Member $10.00
NSF Fee (ACH originated items returned) $30.00

*Payment by the Credit Union is a discretionary courtesy and not a right of the member or an obligation of the Credit Union. This privilege for consumer share draft accounts will be limited to a maximum amount of $750.00 overdraft (negative) balance and for commercial share draft accounts a maximum of $1,000 overdraft (negative) balance. Transaction types that are eligible for courtesy pay include and are limited to: ACH transactions, Drafts, ATM/MasterMoney transactions (when opted in), and On-Us Checks at the Teller Line. You must bring your account balance to a positive balance within every 30 day period. The Credit Union, in its discretion, can cancel this protection and cease paying overdrafts at any time without prior notice of reason or cause.