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Visa Platinum Credit Cards

Your Visa for Everyday
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visa credit card

Choose what's right for you!

Amazing Low Rate:

  • Regular Rate as low as 8.95% APR1
  • No Annual Fee
  • No hidden fees   

Great Rate with Rewards:

  • Regular Rate as low as 10.95% APR1
  • No Annual Fee
  • Earn ScoreCard Rewards Points
  • No hidden fees

For every dollar you spend with your Rewards Card, you’ll receive one point. Rack up your points to redeem special gifts and travel discounts! With the Rewards Card, you can earn while you spend!

Score BIG Sweepstakes


Now through October 31, 2022 you can win 500,000 to 1.5 Million ScoreCard Rewards Points! Cardholders receive one FREE entry each month, plus additional entries with every qualifying purchase. 

NO PURCHASE OR PAYMENT NECESSARY TO ENTER OR WIN. Open to legal residents of the 50 U.S./D.C., age 18+, that are cardholders in good standing with one (1) of the participating financial institutions, enrolled in the ScoreCard branded program as of July 31, 2022 and have a valid email address on file with their ScoreCard account as of the time of the drawing. Void outside of the 50 U.S./D.C. and where prohibited. Sweepstakes starts at 12:00:01 AM ET on 8/01/22; ends at 11:59:59 PM ET on 10/31/22. For full Official Rules, visit 

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Visa Purchase Alerts

Set up email and/or text alerts to notify you when:

  • A purchase meets or exceeds a set amount
  • A card is used outside of the United States
  • Purchases are made online or by phone
  • A credit is being processed on the account

Enroll today and set up your alerts!

Balance Transfer Special


Already have our Visa? Apply to transfer the balance of another card to OUR Visa here. 

Want to transfer your balance and apply for our Visa? Apply here.

1. Annual Percentage Rate. Rates are 'as low as' and are based on credit history and card selection (Low Rate or Rewards). Purchase and balance transfer rates range from 8.95% to 18.95% APR.  Rates are subject to change at any time without prior notice. Refer to Credit Card Agreement and Disclosures for additional information. 

*Loan rates are ‘as low as’ and are based on promotional terms. Balance transfer rate 2.99% APR is up to 6 months. After that, the APR will be 'as low as' 8.95%, based on credit history and card selection. Not valid with existing OUR Credit Union balances. Rates are subject to change at any time without prior notice.  Balance transfer promotion is subject to change at any time without prior notice.

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Click to Pay 

You enjoy the conveniences of shopping online. We enjoy making online payments easy. 

Set up your account and start spending less time filling out forms when you shop online. Click to Pay works with your existing Platinum Visa Card across all your devices.

Mobile Pay

Enjoy all the benefits of your OUR Credit Union Debit Card and your Platinum Visa Card using Mobile Pay on your device. It's the easy, secure and private way to pay with a simple touch. Click here for more details!

Visa Card Limit Increase Form - Secure Form

* * All Fields Required
Submitting this request authorizes OUR Credit Union to request a credit bureau report and any other supporting information necessary to process this request.
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Related Numbers

VISA Support during regular business hours:

248-549-3838 or

VISA Lost or Stolen during regular business hours
(9 am - 5 pm):


VISA Lost or Stolen after hours:


Inquiries and Disputes Address:

Card Services
P.O. Box 31535
Tampa, FL 33631-3535

Payment Remittance Address:

Card Services
P.O. Box 4519
Carol Stream, IL 60197-4519