We remain open and are here to help.  Most transactions can be handled remotely or through our drive-thru from 9am-4pm Monday-Friday and 9am-1pm on Saturday. Our lobby is only available by appointment.  

If you are concerned about your finances, we have several options to help. Our Call Center remains available from 9am-4pm Monday-Friday and 9am-1pm on Saturday to help with remote access, questions regarding your account, applying for a loan or discussing your options for existing loans.  They can be reached by texting or calling 248.549.3838 or by email at info@ourcuonline.org.

For additional details and updates please follow us on Facebook or go to OURcuonline.org/precautions.


Call Us Now: (248) 549-3838
New, Used or Refinanced

Loan Frequently Asked Questions

Important Notice to All Account Holders Regarding Open End Credit: Click here for more information.

How Do I Apply For a Loan?
You can apply online by visiting our Applications page. We have a secure online application as well as a printable application that you may mail, drop off or fax to us. Our Loan Department will assist you with the application process. 

Do You Offer Mortgages?
Yes! OUR partner, Mortgage Center is a credit union service organization owned exclusively by credit unions. Mortgage Center offers a full range of mortgage options - purchasing, refinancing, new construction, land contract payoffs, and first time home buyer programs. Because Mortgage Center works with credit union members like you, exclusively, you can expect friendly, professional service, competitive interest rates, and low closing costs.

Do You Offer Loan Postponements or Skip-A-Pay? Yes. A Skip-A-Pay is available to you once every 6 months on many OUR Credit Union consumer loans - including vehicle loans, personal and other consumer loans. (This offer does not apply to credit card payments, personal lines of credit, mortgages or home equity lines/loans). 

Ready to Apply?

Apply for a OUR CU Loan Now