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EMV Chip Card Technology

Big protection in a tiny chip

What is a Chip Card?

EMV chip card technology makes counterfeit transactions nearly impossible, giving card users added security when shopping. Over 130 countries already use EMV chip card technology simplifying your transactions out of the U.S. as well.

When can you expect to have your Chip Card from OUR Credit Union?

OUR Credit Union has now completed testing EMV chip cards and they have been issued. 

Once you have a Chip Card

During the transition to chip, you can swipe your card as you normally would and follow the prompts. If the terminal is chip-enabled, it will prompt you to insert it instead. If you already know your chip card works there, start by inserting your card.

How it Works

EMV chips add a layer of security to your credit and debit transactions decreasing the ability for fraudsters to steal data. These cards are difficult to counterfeit because EMV chips cards use cryptograms that are unique to each transaction and stolen chip data cannot be used to create counterfeit cards. 

Watch this video from Visa for more information