A virtual wallet, which offers a simple and secure way to pay with your debit and credit cards with Apple, Samsung and Android devices. Mobile Pay enables you to pay at the point of sale with your cell phone or tablet.

In order to use Mobile Pay you must first have the mobile wallet app which corresponds to your device. If the application is not already loaded to your device, please visit the App Store/Google Play Store and search your device’s corresponding app: Apple Pay TM, Google Pay TM or Samsung Pay TM and download it to your phone.

Yes, your Mastercard Debit Card and Visa Credit Card with OUR Credit Union can be converted to your Mobile Wallet.

Yes. You may add up to 8 different cards from any financial institution to Mobile Pay if the cards are eligible.
 

Please see your mobile provider for details on which devices are supported.

Apple – Apple Pay
Android – Google Pay
Samsung – Samsung Pay

Yes! Be sure your supported device has been updated to its latest version. To add a credit or debit card on your device, open Wallet and click on “Add Credit or Debit Card.” You are able to pay securely with a single touch at hundreds of thousands of stores. If you’re having trouble setting up your mobile wallet, please visit your provider’s site listed above for step-by-step help.

No. OUR Credit Union does not charge to use this service.

Yes! Mobile Pay can be safer than using a traditional credit or debit card. Your card in your mobile wallet is protected by a Touch ID or your device Passcode. For your security, when you make a purchase using Mobile Pay, you must enter either of these. As added protection, your card number and identity aren’t shared with the merchant, and your actual card numbers aren’t stored on your device or on your mobile servers. A unique digital code is created specifically for your device. We strongly recommend you always secure your mobile device(s) with a password or PIN.
 

You'll hear a small sound or feel a vibration to indicate that the payment was successful, as well as a paid message on your device's display.

Look for one of these symbols at checkout:

Mobile Payments are accepted at more and more locations each day; however we advise you to continue to carry your physical cards in order to use them where Mobile Payments are not accepted.

As you do today with a plastic credit or debit card, you might need to sign a receipt, depending on the store and the transaction amount.

When you view your card in your device’s mobile wallet, you’ll see the last transaction for each credit card or debit card. Just tap the card and then tap the information button.

The return process varies by merchant. You may need to present a receipt from the merchant to return the item. To complete the return, hold your device over the contactless payment terminal and wait for the slight vibration of the device to confirm the return has been processed. You must use the same Mobile Pay enabled device you used to purchase the item to process the return.

Yes. If you choose, your plastic debit or credit cards will work as normal.