OUR Credit Union is All About You!
With OUR Free Checking, you will receive:
- Free ATM/Debit Card
- Apple Pay
- Free Online Banking and Bill Pay
- Mobile Deposit
- First Box of Checks Free and No Per-Check Fees
- No Minimum Balance and No Monthly Fee
- Optional Personal Credit Line (which may be used to cover Checking Account overdrafts)2
- Overdraft Privilege to Qualified Accounts2
Interested in More Benefits?
Learn about our Premium Account option which offers:
- Fraud protection with total identity monitoring and daily credit file monitoring
- Cell phone protection - Protection against damage and theft for first three phones listed on your bill2
- Travel and Leisure Discounts, $hopping RewardsTM and More (Registration/Activation is required).
Membership is open to those who live in state of Michigan. Learn more about other Membership qualifiers.
We make it easy to move your account with our Streamlined Switch!
Need more information? Contact us:
1. Account requirements: Debit Card (at least one transaction per month over first 60 days), eStatements and Direct Deposit totaling $500 or more. This offer does not apply if you have an existing OUR Credit Union checking account or have closed an account within the previous 12 months. Opening deposit match (up to $200) will take place approximately 60 days from opening date. Other restrictions may apply. Offer expires July 31, 2019.
2.Credit qualifications apply. Accounts will be charged the standard Overdraft fee for handling each overdraft created by check, ACH, Point-of-Sale, ATM withdrawal, in-person withdrawal, or other electronic item that is paid and a fee for items returned. An overdrawn balance must be repaid within 30 days. We may not pay items under your overdraft privilege if you do not maintain your account in good standing by bringing your account to a positive balance within every thirty (30) day period for a minimum of 24 hours, if you default on any loan or other obligation to Engagement Client or if your account is subject to any legal or administrative order or levy. Please click here to see our current fee schedule.Opens a New Window.